Rani Jarkas Firm

  Amulti-disciplinary digital designer & developer is a comparatively new concept even in a digital world, but we are sure that it will soon be a popular one.For the digital design and development field, tech and design fads come and go, new screens come along to play with and design for, software changes and we're continually haunted by the industry chant of “Keep up!” Therefore, being multi-disciplinary has become the secret as how we survive and thrive in an ever-changing digital world.   In order to be amulti-disciplinary digital designer & developer, one shall take a multi-disciplinary look at digital design research where digital design is embedded in a larger socio-cultural context. Working from socio-technical research areas explores how humanities offer new insights into digital design, which potentially offer a variety of digital design research practices, methods, and theoretical approaches spanning established disciplinary borders.   Contempora...

As we are living in an increasingly changing world both financially and politically, it is always important to plan into the future as early as possible to prepare for the unknown. And when it comes to finding a financial planner to help with one’s financial plan, one always wishes to find one who is both knowledgeable and expert to suit all the needs. If you have no experience in finding a desirable financial planner, here are a few tips that might be helpful to you.   What defines a knowledgeable and expert financial planner basically will be his/her educational and training background, which may not always be true but applicable to most cases. A sound educational background may equal to a comprehensive knowledge base and solid understanding of the industry, as well as a potentially extensive network.   A financial planner’s past cases will also evidence his/her expertise and capabilities, including overall returns, risk management, industrial insights, etc. ...

  According to a survey conducted by the American Psychological Society, money comes first as our greatest worry. A well-made personal finance plan may be a desirable solution to ease your worries.   A finance plan could be as simple as to book-keep your income and spending, and strike a balance between them. Taking it as a start, you could advance another step by making deposits. Then you will possess the money to accrue interests and other returns through smart investments.   At this stage, I personally highly recommend you to seek the advice and help from a professional financial planner. A good and comprehensive personal finance plan will require the support of profound knowledge, rich experience and a deep insight into the market.   A personal finance plan concerns not only the present, but is trying to build a healthy financial future based on your current situation, as well as the perception of the market dynamics and potential risks, which is no easy task. Su...

The first step of knowing the financial planning strategy is to understand what is financial planning. To be short, financial planning, as one of the important components of professional financial services, helps to understand one’s current financial status and create a proper long-term monetary goal with strategies to achieve such goals like increasing the capital, generating interests, etc. Sometimes a financial planner may even be able to manage one’s assets in order to achieve these goals.   We can see from the above explanation that a complete process of financial planning will involve a client in need of services, a professional financial planner, a financial goal to be achieved and the strategies to achieve such goals.   Therefore, knowing about a financial planning strategy could start with understanding the financial goal. People in need of financial planning usually possess a practical goal like saving for something big like a house or an around-the-world tour. There...

  Financial security is a term but subjective as it relates to a person’s feeling about his/her financial situation. To put it simply, being financially secure means that you have had enough money to fund your lifestyle, as well as work toward your financial goals. When you are financially secure, your stress levels goes down, leaving you with more energy to focus on other issues.   There are essential differences between financial security and financial freedom. Financial security focuses on generating feelings of safety by paying bills on time, increasing savings, budgeting, investing, and purchasing insurance. And financial freedom refers to the power to live to one’s wishes.   To achieve financial security, one shall earn much, spend wisely and save efficiently, while having an emergency fund would also prepare you for any unexpected situations like health, home or others. And financial advisory could be of great help in this process.   A financial ad...

  What does a financial advisor do? In general, these professionals help you make decisions about what you should do with your money, which may include investments or other courses of action.   Key take aways of a financial advisor usually include: using their knowledge and expertise to construct personalized financial plans that aim to achieve the financial goals of clients, further reviewing on a regular basis to re-evaluate their current situation and future goals and plan accordingly.   There is also one small but important tip when hiring a financial advisor – that is to find a fiduciary financial advisor. Owing to the charging scheme, some financial advisors making profits by collecting commissions from the recommended products. Therefore, there is possibility that the products or plans proposed is not for the clients’ best interest but the advisor.   On the contrary, a fiduciary financial advisor is required to meet the fiduciary standard. They must perform wh...

   The financial advisory landscape may be quite different from even what it is a decade ago. Here is a guide to the new-era financial advisory.   First of all, before you seek any professional advice or help from a financial advisory, you could already gain access to all financial and market news and reports 24/7 for all the information you need, including the latest investment trends, the risks, the return-profile, etc. You could in advance establish your personal values based on your political or social beliefs, which, for example, may shape your investment preferences for more technique-oriented products.   Therefore, besides the financial and market data, what you could take from your financial advisor has been extended for more additional values. You could discuss with your financial advisory service provider about your overall financial health instead of focusing on the quarter or annual performance of your chosen portfolio. You could picture your financial go...